The Best Cheapest Travel Insurance

The best cheapest travel insurance

Hey Everyone! Itโ€™s me! Alyne!ย 

What follows is my personal experience with the cheapest travel insurance that Iโ€™ve seen. Itโ€™s called Safety Wing. I work with them, but when I filed my claim it was completely anonymous, they treated me like a normal customer. Iโ€™m currently filing 2 more claims so Iโ€™ll update on how those go as well.

Always do your own research and make the best choice for you! Remember travel insurance isnโ€™t meant to be PRIMARY INSURANCE. SO they almost (or never) cover things like cancer etc. Make sure your home insurance covers that.

Past topics youโ€™ve asked me to cover include How to find the best places to stay when you travel and How to Stay Healthy and fit while traveling.

But today we tackle a VERY common question in my inbox. Turns out, all of you want the cheapest travel insurance! I get messages from you on Instagram every day askingย 

โ€œAlyne, which travel insurance do you use!?โ€

If you know me, you know Iโ€™ve been on the road (or ratherโ€ฆin the air) for 3 years now. BUT I NEVER HAD TRAVELERS INSURANCE. And I knew I wanted the cheapest travel insurance, too. Because I really hoped to never have to use it, so I didnโ€™t want to waste hundreds of dollars a month on something I wasnโ€™t planning to use much. I wanted it as a โ€œjust in caseโ€.

Here are three reasons why I never got travel insurance before

  1. Because.
    I.
    Am.
    Cheap.
    ๐Ÿ˜‚

  2. I kinda hoped/thought I was maybe insured (lolol).
    Until age 26 I was under my Moms insurance in the US so I kinda hoped it would have covered me abroad (I have no idea if it did, and I was lucky I never got injured!).

  3. Iโ€™ve never actually BELIEVED in insurance. I mean, I believed that they try to rip you off and find every possible loophole to NEVER PAY OUT. Call me pessimistic if you will, but Iโ€™ve heard one too many stories of someone who thought they were insured but their insurance found a loophole to not payout. FOOL ME ONCE SHAME ON ME.

I kept thinking โ€œI should get travel insuranceโ€ but I didnโ€™t have the energy to research it and didnโ€™t trust anyone. Then I heard about Safety Wing! I knew someone who worked there personally so I trusted it more, and asked lots of questions and decided to try. Itโ€™s not meant to be primary insurance, but itโ€™s pretty dang good travel insurance for like LITERALLY $1.30 A DAY.

Why I call Safety Wing, โ€œThe Best and Cheapest Travel Insuranceโ€

  1. I can sign up during my trip. Most companies only cover you if you sign up before a trip while still in your home country. This obviously doesnt work for me as I travel full time. There is no โ€œhome countryโ€ that I leave and return to.

  2. Home country coverage: The US has some of the most expensive health care on earth. A tiny injury there will cost THOUSANDS. Almost no travel insurance covers me in my home country. But this one does. yass queen.

  3. CHEAP AF: $37 a month. Do you understand how amazing that is? Butโ€ฆdoes cheap mean low quality? Nope. Safety wing is backed by Tokyo Marine, one of the best and biggest insurance agencies out there. IDK how its so cheap but I think itโ€™s bc itโ€™s a new company so jump on it now amigos: that’s my travel tip! Also probably cheap bc most users will be young without health issues.

  4. Low YEARLY deductible. Some deductibles are PER CLAIM. But here itโ€™s PER CYCLE. So if you sign up for 1 year, your deductible of $250 lasts the whole year. So if I submit 5 claims of $200 each. I get back $750. Pretty cool.

  5. Designed with Digital Nomads in mind. DIGITAL NOMADS ARE THE FUTURE! Iโ€™m glad the world is preparing for it!

But... does it work???

YES!

DETAILED ANSWER:

Yes. I submitted a claim like a normal person and within 30 days got a check in the mail back. It was easy to submit the claim too. Iโ€™ve had other insurance where it was such a pain to fill out the paperwork that I just gave up and didnโ€™t ask for my money back.

Iโ€™m SO RELIEVED to have found travel insurance that actually works. Iโ€™m going to submit 2 more claims this week and will keep you updated to see how those go but SO FAR SO GOOD! And itโ€™s definitely the cheapest travel insurance Iโ€™ve found with a good value. Let me know if Iโ€™m wrong!

MAKE SURE YOU DO YOUR OWN RESEARCH!! This is just my experience and what I choose to use.

Hereโ€™s the link if you want to research Safety Wing (always research!!).

Happy searching and good luck!! Hope this helps ๐Ÿ™‚ And if you know other great companies or have questions share your experiences below!

XxAlyne

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1 Comment

  1. AvatarAvatar

    I am a cheap too! Even corona doesn’t make me buy the insurance and I have been on the road for years. But I am really looking into doing so soon. Maybe..


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